Golden Trail Advisers provides a comprehensive level of service for retirement plans at competitive prices, with no hidden fees. Our staff members who handle retirement plans are highly seasoned, not new kids on the block.
As a registered investment adviser, Golden Trail Advisers is licensed to provide advice for retirement plans. Unlike a "broker" who sells a product, we provide advice about the options that are available to the plan sponsor.
In addition, we monitor ongoing investment performance and recommend changes when necessary. This comprehensive level of advice helps you to fulfill your fiduciary responsibility.
Golden Trail Advisers does not believe in merely reporting on the performance of each fund in a retirement plan. That does not help the plan sponsor understand how well people in the plan did with their investments.
So in addition to fund performance, Golden Trail Advisers provides plan fiduciaries and participants with performance information on our recommended portfolios. This kind of reporting is not common because it makes the adviser or broker accountable for performance.
Golden Trail Advisers believes that advisers should be accountable to plan sponsors and participants who follow their recommendations. We believe our level of accountability is a point of differentiation for our service.
Golden Trail Advisers is committed to helping plan sponsors fulfill their fiduciary duty and provide employees with a valuable benefit. We have found that some extra attention and advice for employees can improve the perception of the retirement plan as a benefit.
Unlike a "broker," Golden Trail Advisers is a registered investment adviser that is licensed to provide investment advice for the plan and for each participant. We will meet with every employee to make sure they understand the two most important aspects of retirement plans:
- Realistic savings targets
- Appropriate investment strategies
In addition, we handle participants' specific questions without additional cost to the plan or the participant. Our goal is 100% satisfaction with the plan for plan sponsors and participants. Providing participant advice is important to the fiduciary responsibility of the plan and to the financial goals of employees.
Over time, you should maintain a historic file of the key aspects of your plan to make sure you can prove you are managing your plan in the best interest of participants. As standard business practice, Golden Trail Advisers provides written reports that are suitable for your fiduciary file.